OUR APPLICATION PROCESS IS CLOSED.
Greater Dalton Habitat for Humanity uses three criteria to determine whether or not a family is ready to take part in the home ownership program. In addition, the following must be met:
Families often need a home because their current housing isn't viable. It may be overcrowded, too expensive, structurally unsound, or located in a dangerous neighborhood.
Ability To Pay
You must be able to afford a monthly mortgage payment. See the chart below for some guidelines.
Willingness To Partner
Habitat homeowners work on their own homes as well as homes for others. Partner families must contribute at least 350 hours of volunteer work to qualify for a home. In addition to these hours, there are mandatory homeowner education classes on such topics such as managing credit, budgeting, maintenance of homes and lawns, and preparing a will. You must be available on Saturdays, and you must understand and accept "Sweat Equity" requirement.
Habitat offers its program to families in specific income ranges, adjusted for the number of persons in your family per median income guidelines set up by HUD. Income includes wages, SS, disability, SSI, TANF and child support. Income is also based on what will be sustained to maintain a steady income. For Habitat for Humanity, your total yearly gross household income must fall within 30%-80% of the posted ranges which are determined on a yearly basis by HUD median income guidelines set forth for Whitfield and Murray counties.